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Financial Planning: Process and Environment, 4th Edition pdf

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Financial Planning: Process and Environment, 4th Edition is a comprehensive guide that provides an in-depth exploration of the financial planning process and the various environmental factors that can impact financial decisions. The book covers key topics such as setting financial goals, budgeting, managing debt, investing, retirement planning, and estate planning. It also discusses the regulatory environment, economic conditions, tax laws, and ethical considerations that financial planners need to be aware of when working with clients. The aut


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