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Step 5 - Build your confidence with full-length practice exams. With new data that cover the recent financial crisis, it combines Excel-based empirical exercises at the end of each chapter with online exercises so readers can use their own data. An instructor’s manual with testing material is available online for each volume. This text is also a model for how developmental science should be structured and enacted in the 21st century. For added value and convenience, the Student Solutions Manual can be packaged with the text. BDIS is designed to


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